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We gave interior designers Noz Nozawa, Kat Bell, and Hema Persad a photo of the same empty attic space—and then asked each of them to convert it into a home office ...
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💰HELOC (Home Equity Line of Credit) and Cash out Refinance ~ Know the difference!!! ▪︎ HELOC is a revolving second mortgage that offers a credit line secured by your home, allowing you to borrow as needed with variable interest. ▪︎ Cash-out refinance replaces your existing mortgage with a larger loan, providing a lump sum payment and typically a fixed rate. 💡Pros and Cons: HELOC: - Pros: Flexible borrowing, lower upfront costs, suitable for staged projects. - Cons: Variable rates could increas
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