Wondering how much cash to keep at home? Learn the pros, cons, and safety tips for storing cash at home, and how to know how much cash you should keep on hand. Learn what a letter of credit is, how it ...

Early Warning Services (EWS) is a bank-owned fintech company and consumer reporting agency that collects information on U.S. bank accounts. As a consumer reporting agency, EWS provides financial ...

Managing your money effectively often starts with how you receive it. Split direct deposit allows you to automatically divide your paycheck between two or more bank accounts — such as checking, ...

Every bank has its own process for how you may close a joint checking or savings account. Closing a joint bank account is generally a straightforward process, and there are multiple ways on how to ...

Having the ability to open a bank account is a major part of navigating society. Without banking services, it can be difficult, if not impossible, to pay your bills, take out a loan, open a credit ...

Saving money is an essential habit that can help you achieve your financial goals. A passbook savings account can help you start — and stick — to that habit by giving you a booklet that tracks your ...

Routing numbers and SWIFT codes are a series of numbers (or numbers and letters) used when transferring money between banks, either domestically or internationally. They essentially serve as the ...

As you work toward your financial goals, there are a variety of tools that can help you save and grow your money. Two you might be considering are savings accounts and mutual funds. While both can ...

Getting a personal loan without a Social Security Number (SSN) can be challenging, but it is possible in certain situations. Lenders typically require an SSN to verify credit history and identity, but ...

A consumer loan is any financial lending product that provides you with funding or credit for personal, family, or household purposes. Financial institutions can offer consumer loans as open-end ...

When you’re looking for personal loans, you may discover that you don’t qualify as an applicant. That might be because your credit score is too low, you don’t make enough money, or you don’t have any ...

If you took out a personal loan last year or you’re thinking about getting one this year, you may wonder how that loan will affect your taxes. For instance, is personal loan interest tax deductible?