8 Housing Concerns – top issues, trends, regional concerns Housing Concerns - top issues Across the country, the number one housing issue is the difficulty of first-time buyers getting on the property ...

How much can I borrow on a Buy to Let mortgage? The amount you can borrow on a Buy to Let mortgage is mainly based on the monthly rental you are getting or are likely to get. Our Buy to Let mortgage ...

What is loan to value (LTV)? The loan to value ratio (LTV) is the size of your mortgage in relation to the value of the property you’re buying or remortgaging. LTV is expressed as a percentage: for ...

7 Housing ladder broken at every step Almost three in four non-homeowners (74%), want to own their home but cannot afford to do so; equating to 7.5 million aspiring homeowner s 1. The main reasons ...

If you're a first time buyer considering a Buy to Let property, it's important to weigh up the pros and cons. We explain the benefits and the extra costs and risks of being a Buy to Let first time ...

What are solicitors’ fees for selling a house? When you’re selling a house, a solicitor or licensed conveyancer’s role is to handle the legal side of the sale. Solicitors’ fees can be split into two ...

In 2025, the average cost of buying a house is £8,108, based on an averagely priced property. These costs will vary depending on factors including the value of the property and whether you’re a first ...

When it comes to moving house, staying on top of your money and admin can feel overwhelming. The free HMRC app is packed with features that are helpful for home movers. Here's how this handy tool can ...

Help to Buy equity loan – is it a good way to help first-time buyers? Good idea 66% Bad idea 17% Don't know 17% Help to Buy Among UK adults UK adults sample size: 2195 Good idea 64% Bad idea 15% Don't ...

Regional housing concerns Regions with higher/ lower levels of concern with particular housing issues Northern Ireland: higher concern for negative equity (69% vs 45%) and being able to pay off the ...

Regional differences Home factors that contribute to positive mental health that are more important to a particular region: Midlands: organised home East of England: garden, unique features, storage, ...