I n today's tough economic landscape, Americans are leaning on their credit cards more than ever before. Case in point: the ...

If you're deep in debt, bankruptcy can help wipe the slate clean, but it's not the only option worth weighing.

A HELOC gives homeowners an affordable way to borrow their home equity. But do they need an appraisal to access it?

A home equity loan can be a cost-effective borrowing tool for homeowners now. But can they open it and not use it?

You can lock in higher rates now with short-term or long-term CD accounts — before any possible rate cuts occur.