A: You and your friends are all wrong. Social Security retirement benefits are based on the highest 35 years of earnings.

If you have at least 35 years of earnings at or above the threshold, you may be in line for the maximum possible benefit in ...

The nation’s key program for retiree benefits continues to see financing shortfalls. Unless Congress acts, those drops could ...

The cost-of-living adjustment, commonly referred to as COLA, has been a long-standing element of Social Security benefits, ...

If you want to do your own calculations, you can check your estimated benefit at different ages with your Social Security ...

The Social Security taxable wage base is set to rise in 2025, impacting how much high-income earners contribute.

Lawmakers quietly added a fund intended to comply with federal rules about pensions for newer state workers. If it works, ...

Social Security might feel like something to worry about later, but for Gen X, later is coming up fast. The decisions you ...

The maximum taxable wage base for Social Security is $176,100 for 2025. To maximize Social Security, you’ll need to have earned more than the max in 35 different years. Even maximizing your ...

Illinois lawmakers have learned in recent years that Tier 2 benefits for some employees fail the “Safe Harbor” Social ...

Social Security, a cornerstone for millions of Americans, is undergoing significant changes in 2025. Understanding these ...