Home loan rates, previously around 8.30-8.50 per cent, are expected to drop post the RBI cut. Borrowers with stable incomes and credit scores of 750+ are likely to secure the lowest rates.

The Reserve Bank of India (RBI) has rolled back the higher risk weight assigned for bank loans to NBFCs in 2023. (Image Source: Reuters) A lower risk weight will mean that lenders need to set ...

RBI's approach may aim to minimize the impact on rupee liquidity while keeping currency volatility in check. At the same time, rupee's REER has fallen, meaning its overvaluation is lower now.

How to Calculate the Repo Rate? The interest rates that commercial banks pay to the RBI or get when they put money in the RBI must be agreed upon and standardised. The repo rate is key to keeping ...