The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

There’s a massive (Terms apply, see ) welcome bonus floating around, but it’s playing hard to get. If you’ve been eyeing the ...

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

A new study finds "rent reporting increased the share of people with near-prime scores or better by 25 percentage points." ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

Some personal loans have origination fees, which are typically a percentage of the loan amount and can range between 1% and 8%. This means on a $40,000 loan, you can expect to pay between $400 and ...

FICO is changing the credit game by including BNPL data in its scores. Find out how this could affect your credit.

FICO said that it is going to incorporate buy now, pay later (BNPL) data into credit scores as the payment method surges in ...

From canceling old cards to cosigning for loved ones, these surprising missteps can quietly hurt your score. Learn what ...

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if your financial behavior changes because of job ...

Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the ...