Credit scores are crucial for loan approvals, yet borrowers often overlook hidden factors like credit utilisation, job ...

Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest ...

Paying only the minimum due on your credit card may prevent penalties but can raise your credit utilisation, increase ...

The personal credit scores of top-level corporate executives can help explain their decision-making in the corporate ...

You can get a mortgage through a direct or retail mortgage lender, such as a credit union, bank or online lender; through a mortgage broker; or another type of lender. Start shopping for a mortgage by ...

Bringing another 16 million South Africans into the formal economy could add R173 billion to SA’s gross domestic product, ...

Want the lowest student loan rate for fall 2025? Here's how to find and lock in your best student loan rate offers.

Key takeaways HELOC applications require a hard credit pull, which temporarily lowers your credit score. Depending on how your lender reports it to credit bureaus, carrying a large balance and ...

Here's why some car buyers live by the 20% rule when purchasing a new vehicle and how you can use it to your advantage.

That’s exactly what happened to Alex, 34, who lost his job last month and was soon blindsided by an unexpected $8,500 medical ...

Your credit score plays a significant role in determining ... of a percentage point can save you hundreds of dollars. For example, we calculated the cost of a car loan with a $30,000 balance ...