News

FICO Scores to Include a Shopper’s ‘Buy Now, Pay Later’ Loan History
As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers ...
Mid-year money check: What your credit utilization says about you
Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...
Bankrate on MSN14h
What is credit history?
Your credit history is a record of how you have managed past debt and how you are handling ongoing debt. Your credit history ...
FICO to include buy-now-pay-later data in new credit scores
FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...
Does unemployment affect your credit score?
Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, ...
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FICO Unveils Groundbreaking Credit Scores That Incorporate Buy Now, Pay Later Data
FICO (NYSE: FICO), global analytics software leader, today announced the launch of FICO® Score 10 BNPL and FICO® Score 10 T BNPL, the first credit scores from a leading credit scoring provider to ...
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FICO Score vs. Credit Score: What Lenders Really Use
Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest ...
A Way for People With Low Credit Scores to Raise Them
A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...