Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest ...

Another reason there are different credit scores is because credit score developers often release newer versions of their scoring models (think 1.0, 2.0, 3.0, etc.). The credit behaviors of ...

There are four broad categories that a credit score can fall into: Bad, fair, good, and excellent. However, the two scoring models, FICO and VantageScore, have slightly different names for these ...

Let's look at the various credit score models rating companies use: In conclusion, it calls for understanding the different credit reports and ratings to make smart financial decisions.

Not all credit bureaus have the same information. This can lead to a different score with each bureau. In short, FICO is more important than VantageScore because it’s the most widely used model ...

The Education Department said it would begin involuntary collection for Americans with student loans in default. Here's how ...

Here's the breakdown: With FICO and VantageScore credit scoring models, your credit score can be different at each credit bureau. That's because not all lenders report your payments at the same ...

Why do you have a different credit score number between different ... and it periodically releases new versions of its scores. There are base models, such as FICO Score 8, 9 and 10, which range ...

Different lenders can check different credit scoring models, and the same lender might receive several scores. To learn more about your credit score and how it can affect buying a car, fill out ...

Your credit score is a three-digit number that reflects your credit history. It's not the complete financial picture, but lenders consider it when evaluating you for lines of credit and insurance.

Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, researcher, and educator. She is a financial therapist and transformational coach, with a special ...

Which credit-scoring models are there? There are four major ... result in relatively small differences in the outcomes from different agencies. All four credit agencies give reliable credit ...