The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

Your buy-now-pay-later activity could soon impact your credit score. FICO announced Monday that it will begin incorporating ...

A new study finds "rent reporting increased the share of people with near-prime scores or better by 25 percentage points." ...

Here’s what else you need to know to Get Up to Speed and On with Your Day . In the past 48 hours, President Donald Trump ...

From canceling old cards to cosigning for loved ones, these surprising missteps can quietly hurt your score. Learn what ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.

Taking out a home equity loan can be smart, but is it risky to take out if you have debt? Here's what to consider.

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if your financial behavior changes because of job ...

A 0% APR credit card can be a great option, but is it a smart move for you? Here's what you need to know before submitting ...

Dear Liz: I have too many credit cards that I opened to get frequent flier points. I understand that closing a credit card ...

Whether you’re applying for a mortgage, switching utility providers or even signing up for a new mobile phone contract, your ...