Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

The company behind FICO credit scores announced plans to include buy now, pay later installment loans in users’ scores ...

In a significant update to credit scoring coming this fall, FICO will now include Buy Now, Pay Later (BNPL) data in its ...

Educational Testing Service recently announced a series of enhancements for the Test of English as a Foreign Language, including a new 1-6 score scale and faster reporting within 72 hours. The updates ...

Buy now, pay later (BNPL) could come with new credit consequences as FICO (FICO) is set to roll out a new credit score model ...

Student loan payment delinquencies are appearing on credit reports for the first time in more than 3 years, affecting credit ...

A perfect credit score of 850 is hard to attain. According to recent data from Experian, one of the three major credit bureaus, only about 1.5% of U.S. consumers have a perfect FICO score of 850.

By the late 2010s, China’s “social credit system” (SCS) was increasingly viewed as a notorious government effort to monitor personal behavior, shape ...

A credit score is a score that generally ranges from 300 to 900. ... Score range What it suggests about habits Borrower impact; 750 – 900: Regular EMI payments, low credit usage, long history: ...

However, credit score models usually factor in your credit report from the last 12 months when computing your score. If your credit history is healthy and long, a single hard inquiry won’t have much ...

In mid-May, the credit rating agency Moody's Ratings downgraded the U.S. credit rating by one notch, "from Aaa, the highest rating, to Aa1," said NerdWallet. It was not the first agency to do so ...