Credit-scoring models have various ranges -- from "poor" or "subprime" to "excellent" or "super-prime" -- depending on the ...

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

If you're trying to boost your credit score, you've probably asked yourself a common question: "How long does it actually ...

Although the exact formulas are proprietary, we still have a pretty good idea of how FICO and VantageScore calculate your credit score. Here's the breakdown: With the FICO and VantageScore models ...

Your credit score is one of life’s most important details. A poor one can hold you back from renting your dream apartment or getting an auto loan; a great one can save you thousands on a ...

Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of your total available credit. There are ways to keep your utilization low and improve your score.