To enhance credit worthiness for loans, individuals should improve their credit score, reduce their DTI ratio to 35% or below, and prepare for down payments or guarantors if required. Timely payments ...

It is also clear that a poor credit score can significantly undermine the financial prospects of an individual and his or her ...

Learn 9 tips that can increase the likelihood of card approval, including checking your credit score, correcting errors on ...

Equifax, a leading credit reporting agency, faces a $15 million fine from the Consumer Financial Protection Bureau (CFPB) for ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

Wisconsin ranked sixth among states with the smallest decreases in credit scores, according to a recent report from WalletHub ...

Reports of unpaid debt can tank an otherwise strong credit score. The new CFPB rule would change that for about 15 million ...

The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...

BALTIMORE (WBFF) — A new rule from the Consumer Financial Protection Bureau will ban medical debt from credit reports.

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Using a secured credit card responsibly now can help you build credit and qualify for a more rewarding card later.

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as ...