Creditors report payments you make on time to the credit bureaus, as well as payments that are 30 or more days late. Payment ...

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is ...

The Trump administration’s policies could indirectly impact borrowing costs. Also, the costs of goods and services could rise if Trump implements tariffs on Mexico and Canada. As a result of higher ...

The fate of a Biden-era rule that would keep medical debt from consumers’ credit reports is up in the air amid reported ...

On Jan. 7, 2025, the Consumer Financial Protection Bureau announced a new rule banning medical debt from all credit reports.

Elizabeth New critiques Senate Bill 5480, arguing that voiding medical debt in credit reporting could raise healthcare costs ...

Our editorial team was among the first to thoroughly research, evaluate and pick the best credit repair companies in the ...

Freezing your credit won't protect you from all scams. But it does keep cybercriminals from opening accounts in your name.

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

The best credit monitoring services will send you timely alerts, credit reports and scores and notify you of any potentially suspicious activity. This can help you take action to ...