Usually, the card offers a 60,000-point welcome bonus when spending $4,000 within the first three months. So yes, you have to ...

This card comes with a free night's stay every year, automatic Silver Elite status and high ongoing rewards at participating Marriott Bonvoy hotels, for a reasonable annual fee.

The $35.3 billion deal reshapes the credit card landscape — and could impact your rewards, interest rates and card perks.