With the potential for CD interest rates to drop, should you lock a CD rate this July? Here's what some experts think.

And with CD rates today still at historically high levels, now may be a smart time to lock in a rate. GOBankingRates Quick ...

You don't need to have $10,000 on hand to earn a competitive interest rate on your savings. Most of the CD accounts on our ...

Right now, the best CD rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.75%.

Yet even if you didn't lock in the highest rates on CDs, you can still find competitive APYs of up to 4.35% on terms of 12 months and longer, outpacing the national savings average by up to 10 times.

You can earn up to 4.50% APY with today's top CDs. This week's Federal Reserve rate pause is good news for savers. But with rate cuts expected later this year, now's the time to take advantage of ...

KEY POINTS CD rates in April 2025 are as high as 4.65% APY -- 12-month CDs top out at 4.50% now. A $20,000 CD could earn you up to $900 in interest over one year. Those are great rates, but high ...

So, by historical standards, CD rates are still quite high, and we're seeing right now that the best rates are ranging between about 4 to 4 and a half percent, and that's on terms of around 6 ...

If CDs make sense for you, then now is a good time to invest, because rates seem very likely to drop later this year. If you're ready to open a CD now, check out our list of the best CDs to get ...

Current Sallie Mae CD Rates Sallie Mae CD rates pay 3.40% to 4.05% APY, depending on the term. The best CD rate as Sallie Mae Bank is on the 11-month and 13-month terms, which both pay 4.05% APY.

Best 6-Month CD Rates Today’s best 6-month CD rate is 4.60% APY from First Western Bank, much higher than the national average of 2.37% APY.