Read to find out more about amortization, an important accounting method that accounts for the reduction in value of intangible assets over time.

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% amortize -P 150000 -n 36 -r 0.1 -s Number Amount Interest Principal Balance ----- ----- ----- ----- ----- 1 4,840.08 1,250.00 3,590.08 146,409.92 2 4,840.08 1,220. ...

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For example, a four-year car loan would have 48 payments (four years × 12 months). Loan Amortization Schedule vs. Loan Term Though related, loan amortization schedule and loan term are not the same.