Our opinions are our own. It can deliver value to Delta devotees, but thanks to its increased annual fee, it's not the no-brainer it used to be.

Whether you’re looking to fly to Canada or the Caribbean, Delta SkyMiles can help you do so for a fraction of the price.

It's a luxury card for those who fly frequently with Delta and can maximize the card's rich benefits. Those seeking a lower annual fee and more flexibility have other options.