A well-chosen life insurance policy can be the cornerstone of family financial security. Knowing your loved ones will be protected, even if the unthinkable happens, provides peace of mind ...

A beneficiary is someone who receives a financial asset that was once owned by someone else. Choosing beneficiaries helps ...

Term life insurance offers affordable coverage with a significant tax-free death benefit, but most policies don't pay out. Learn the pros, cons, and if it's worth it for you.

Superannuation, and insurance inside super, are caught in a tangled web of rules that many people don’t know about until they ...

If I had a penny for every step-parent who went silent after their spouse died, I’d have a jar full of pennies.

They have applied for term life ... survivor dies their policy will be payable to their probate estate. If they decide to create a separate trust for their children, then that trust should be named as ...

From updating your will to planning for your children's care to addressing long-term care needs, make your family's needs a ...

Gaining knowledge about the term insurance claim is important for individuals to ensure an easy settlement during hard times. By knowing about the types of claims, required documentation, and the ...

Clients can donate both permanent life insurance (including whole life and universal life) and term life insurance to charity, but the donation options differ.

If you die, your employer typically gets reimbursed for what they paid in insurance premiums and the remainder of the death benefit goes to your life insurance beneficiaries (such as your spouse ...