Lenders view those with an excellent credit score as low risk ... In addition to your credit scores, ExtraCredit offers opportunities to add your rent and utilities to your credit reports to add more ...

If you’re opening a new account, there are two terms you might hear a lot: credit report and credit score. While they’re related to each other, they aren’t the exact same thing: What Is a Credit ...

Soft inquiries include any credit reports you pulled to view your credit. Soft inquiries will also trigger whenever a creditor pulls your credit for promotional inquiries, or a landlord pulls a ...

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Credit Score Problems and How to Fix Them 01:34 Your credit score may be dragged down by errors in your credit report. A surprisingly high percent of people who check their reports find mistakes.

Your credit score and credit report can help you make sense of your overall credit history and get a better understanding of your creditworthiness. Both can illustrate what kind of borrower you ...

Hard and Soft. A hard inquiry occurs when a lender checks your credit for a loan, lowering your score by 5–10 points and staying for 2 years. A soft inquiry happens during self-checks or pre-approvals ...