“ 401 (k) administrators also have an obligation to regularly review the funds they’re offering in the plan, so if any funds ...

Most people have access to a workplace retirement plan, but not everyone is taking full advantage of it. A unique aspect of ...

Think of it this way: a 401 (k) match is essentially free money your employer sets aside specifically for your retirement.

You can start taking money from your 401 (k) penalty-free at age 59 ½. So you shouldn't be penalized if you are 60 and ...

A lot of people who are proponents of putting private investments, such as private equity into 401 (k)s say the best way to do it would be as part of a diversified portfolio, like a target-date fund.

Want more insights? Explore our other resources, like How 401(k) Contribution Limits Work. If you’re still unsure, speaking with a financial advisor can help tailor a plan that matches your unique ...

Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55 can ...

Not surprisingly, the balances in 401 (k) plans go down for people in their 70s and 80s. The average 401 (k) balance for ...

Even if your account isn't worth seven figures, saving in a workplace retirement plan can help build long-term wealth. About 60% of Americans have a 401 (k)-type account and among Fidelity ...

Don't miss the April 15, 2025 deadline for 2024 IRA contributions, avoid penalties and leverage the 5-year Roth rule.

As a salary earner, the 401(k) account is one of the best ways to start saving for retirement. The 401(k) plan is a retirement saving and investing option provided by employers that offers you a ...

You should sign up to contribute to your 401(k) today so you can start working towards growing ... out of your paycheck and go into your 401(k) plan. You’ll be able to sign into your account ...