“ 401 (k) administrators also have an obligation to regularly review the funds they’re offering in the plan, so if any funds ...

Most people have access to a workplace retirement plan, but not everyone is taking full advantage of it. A unique aspect of ...

Based on Vanguard's How Americans Save 2024 report, the average 401 (k) balance for someone aged 35 to 44 is $91,281. The ...

Think of it this way: a 401 (k) match is essentially free money your employer sets aside specifically for your retirement.

You can start taking money from your 401 (k) penalty-free at age 59 ½. So you shouldn't be penalized if you are 60 and ...

A lot of people who are proponents of putting private investments, such as private equity into 401 (k)s say the best way to do it would be as part of a diversified portfolio, like a target-date fund.

Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55 can ...

When you are 59, you are getting very close to retirement age. Fidelity says you should aim to have eight times your salary ...

Have a budget, examine it and rein in your spending. If you’re 50 or older, take advantage of what’s called catch up ...

Retirees face a very different tax landscape — one that can be both confusing and costly. The U.S. tax system operates on a ...

Opening a traditional IRA is a fairly straightforward process involving only a few steps. Here's what you need to know to ...

In January, the Department of the Treasury (“Treasury”) and Internal Revenue Service (IRS) issued proposed regulations on the catch-up ...