It is recommended to be aware of these points before you opt for a fintech platform for a personal loan. MintGenie Team. Published 17 Jun 2025, 02:04 PM IST.

A personal loan to consolidate debt is a good idea, only if you: Are disciplined in your repayments. Get a better interest rate than the original borrowings.

Want a personal loan? First, check your eligibility for offers by various lenders. This guide breaks down what lenders look for and how you can boost your chances of approval.

Online personal loan lenders offer a wide range of funding options with flexible qualification requirements. The best online loans have competitive interest rates, a range of term options and low ...

If you have a repayment plan, a personal loan could help you cover those costs. Here's what you should know. 3 Ways a Personal Loan Can Help Launch Your Side Hustle ...

Explore our experts' picks of the best personal loans, including reputable companies like SoFi, LightStream and LendingPoint. Learn more about our top loan providers to find the right option for you.

CNBC Select analyzed key factors like interest rates, fees, loan amounts and term lengths offered to determine the best large personal loans. 4 Best Large Personal Loans - Up to $50,000 ...

Upgrade offers personal loans in amounts up to $50,000, with terms up to seven years. There’s no application fee, and it offers a lower minimum loan amount compared to many other lenders. You ...

Personal loans can also help you establish a track record for making on-time payments. Payment history is the most important factor in calculating your credit score — it makes up 35% of it.

Unsecured personal loan debt hit a record $253 billion in the first quarter of 2025, with the average outstanding balance amounting to $11,631, according to the credit reporting agency TransUnion.

Read Next: How To Get a Personal Loan: A Step-By-Step Guide to Approval Learn More: 4 Low-Risk Ways To Build Your Savings in 2025 Here are 10 key questions to ask before you take out a personal loan .

Gross non-performing assets (NPA) ratio of the banks is expected to deteriorate in the current financial year due to increase in slippages in select pockets, stress in unsecured personal loan ...