It is recommended to be aware of these points before you opt for a fintech platform for a personal loan. MintGenie Team. Published 17 Jun 2025, 02:04 PM IST.

A personal loan to consolidate debt is a good idea, only if you: Are disciplined in your repayments. Get a better interest rate than the original borrowings.

Online personal loan lenders offer a wide range of funding options with flexible qualification requirements. The best online loans have competitive interest rates, a range of term options and low ...

Explore our experts' picks of the best personal loans, including reputable companies like SoFi, LightStream and LendingPoint. Learn more about our top loan providers to find the right option for you.

Unsecured personal loan debt hit a record $253 billion in the first quarter of 2025, with the average outstanding balance amounting to $11,631, according to the credit reporting agency TransUnion.

Happy Money lets qualified borrowers take out loans between $5,000 and $40,000. It generally takes three to seven business days to get approved.

The average personal loan interest rate for consumers with good credit (690 to 719 credit score) is currently 16.48%, according to aggregate, anonymized offer data from users who pre-qualified for ...

A once-popular home loan scheme, designed to reduce the value of an estate for inheritance tax purposes, has been deemed valid by the courts in a recent case – but lawyers warn the victory may ...

Taking on debt is a common way to finance a business, but it can be risky. If you can’t repay your small-business loan, it may fall into default.A business loan default can have a range of ...

All personal loans are set at a fixed rate and available in amounts from $2,000 to $100,000. Loans are available in 24-, 36-, 48- and 60-month terms with APRs ranging from 7.99% to 29.99%.