To call the numbers below from the U.S., dial 011 (the international dialing code), 505 (country code for Nicaragua) and the local seven-digit number. The only ATM on Ometepe is in Moyogalpa ...

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A stiff wind shoves the battered little ferry, radio blaring from the open-windowed pilothouse, as it chugs across Lake Nicaragua toward the island of Ometepe. Locals doze on the sun-pounded deck ...