A budget is a plan for every dollar you have ... If you have any extra cash available, go after the toxic debt in your life. High-interest credit card debt, personal and payday loans, title ...

With tariffs adding to economic uncertainty, financial planners say it's a good time to top off your emergency fund.

Finance influencers shared their top budgeting tips and advice, from planning incoming cash flow to negotiating bills.

If you do keep cash at home, be discreet about it ... From there, try to increase your savings as your budget allows, especially by trimming non-essential spending, she says.