The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

Credit score is a reflection of your history with credit accounts, not your situation, unless your financial behavior changes ...

The average FICO credit score has fallen for the first time in a decade. The latest statistics from Fair Isaac Corp., or FICO, show that the national average FICO credit score fell to 717 (out of 850 ...