While most people carry credit cards in their wallets, there is also a lot about cards that most people don’t know.

IIPR boasts one of the strongest balance sheets in the REIT sector, with an asset coverage ratio over 800% and robust asset ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

FICO is the first major credit score provider to incorporate BNPL information into its credit scores, the company said in a ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.47%. Home equity loan interest rates also ...

Refinancing your student loans can save you money in the long run, but it may not be a viable option for younger borrowers ...

The RBI has reduced the repo rate by 50 basis points to 5.5%, aiming to stimulate economic activity by making borrowing ...

for the most partChecking your credit score doesn't lower it unless you're making a “ hard inquiry,” which is only done when requesting a line of credit.Soft inquiries, which just let you know your ...

FICO credit scoring models will be the first to include buy now, pay later data as the payment method continues to surge in ...

Many borrowers reported that they never received notice from the Department of Education that their student loan payments were resuming, even though they were meant to have been notified at least ...

We’re enabling lenders to more accurately evaluate credit readiness, especially for consumers whose first credit experience is through BNPL.” BNPL services like Uplift, Affirm, Uplift and Klarna have ...

We all know good credit scores are crucial to getting good rates on loans, insurance, and even mortgages, but can your current boss or a new employer see your credit ...