Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest ...

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection ...

TORONTO and CHICAGO, June 19, 2025  /CNW/ - BMO today announced it has received the 2025 Celent Model Bank Award for Payments Innovation for five digital ...

Financial institutions should establish comprehensive frameworks for collecting and analyzing alternative data sources.This includes developing partnerships with mobile money operators, utility ...

A credit card can be convenient because it eliminates the need for carrying a large amount of cash when making high-value ...

The dataset used was a widely known credit card fraud detection benchmark obtained from Kaggle. It is notoriously imbalanced, ...

TransUnion Africa, in partnership with MTN and its digital platform business, Chenosis, has launched TransUnion Telco Data Score, a new credit scoring solution that uses mobile phone call data records ...

MTN and its digital platform business, Chenosis, in partnership with TransUnion Africa, has launched TransUnion Telco Data ...

The Mortgage Bankers Association (MBA) is renewing its push to replace the outdated tri-merge credit report requirement for ...

If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have ...

When viewed as a single consolidated company, Bread Financial is in a solid financial position. Bread ended March 2025 with a common equity Tier 1 ratio of 12%. This is in line with peers but does not ...

Despite its credit exposure to credit cards and auto loans, we believe that Capital One is in a very strong financial position. At the end of December 2024, Capital One had a common equity Tier 1 ...