By incorporating data from transaction records, customer activity, and market trends, AI allows lenders to evaluate ...

A significant consideration while getting a Personal Loan is the interest rate. It is the cost of borrowing funds from the ...

Often the business loan can be a highly complicated and time-consuming process Most businesspeople have been denied loans for some reason or another without any direction on how they might improve the ...

IBS Intelligence (IBSi) is the world’s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. We take pride ...

AI-based credit scoring is set to enable fairer and faster credit decisions while improving financial inclusion for everyone.

Card issuers use your credit score to gauge their level of risk when lending to you ... This method can help accelerate and simplify the payoff process, as well as save you money.

If you have a poor credit score or no credit history at all, they might doubt your business's long-term viability.‍ Dun & Bradstreet calculates a business's credit score primarily by evaluating ...

These loans pose little risk to lenders, so borrowers with a bad credit score can qualify ... that building credit can be a counterintuitive process since you often need credit to build credit.