Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

Through discussions on AI applications in credit risk modelling and guidance on model validation, attendees will learn to enhance model accuracy and transparency. The course also covers essential ...

"People with good credit are going to score higher with newer models. People who have elevated risk are going to score lower. That's always what you see in a newly developed model when you compare ...

Ratings agencies quantify the amount of credit risk associated with bonds so investors can understand exactly what they’re getting into. When an investor purchases a bond, they are essentially ...

In it, Guotai Chi, Kunpeng Yuan, Ying Zhou and Lingling Gong argue that the reasonableness of indicator weights is a key determinant of the reliability of a credit rating system. This is certainly ...

TransUnion (TRU) introduced the TruVision Alternative Bank Risk Score. This score includes checking and banking data applicable to the ...

AM Best has revised the outlooks to positive from stable for the Long-Term Issuer Credit Ratings and affirmed the Financial Strength Rating of B and the Long-Term ICRs of“ bb” of First Chicago ...

Despite a strong employment picture, some consumers are still struggling financially due to elevated inflation and higher than normal interest rates. The lowest income households (those earning less ...

Key Takeaways - Which Credit Score Do Mortgage Lenders Use? There's a lot to learn and keep track of when you're preparing to buy a home. You've likely spent hours looking at houses, talked with real ...

Analyst firm gives SAS its top rating for 11th straight year, including top marks among all vendors for model governance ...