Confirm the debt is yours. Before taking any action to pay off a debt in collections, verify the debt belongs to you. Gather ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It ...

But legislators have also been making changes. In January, an Illinois law went into effect forbidding credit bureaus from factoring in medical debt in credit reports and scores. That follows a policy ...

Achieve offers unsecured personal loans for borrowers who want to consolidate high-rate debt, cover large expenses or ...