Of course, if you are saving for retirement and wish to do it on an after-tax basis, the Roth 401(k) is preferable to the after-tax option. Why would you pay taxes if you don’t need to?

It's called basis-shifting, which is a complicated tax hack where businesses or individuals move the value of their assets, ...

(Making catch-up contributions on an after-tax Roth basis means paying taxes on your retirement savings during the years when you usually earn more.) Under SECURE 2.0, if you are at least 50 and ...

Because the money was contributed on an after-tax basis, you can withdraw the contributions at any time without paying tax or penalty. The five-year rule states that as long as the account was ...