Early Warning Services (EWS) is a bank-owned fintech company and consumer reporting agency that collects information on U.S. bank accounts. As a consumer reporting agency, EWS provides financial ...

Of all the bank fees you can get hit with, the overdraft fee is probably the most painful. It signals that not only have you run out of money, but the bank is now going to penalize you even further ...

Managing your money effectively often starts with how you receive it. Split direct deposit allows you to automatically divide your paycheck between two or more bank accounts — such as checking, ...

Every bank has its own process for how you may close a joint checking or savings account. Closing a joint bank account is generally a straightforward process, and there are multiple ways on how to ...

A canceled check is a check that the bank cancels once the money is deducted from the payer’s account — that way, the check can’t be used twice. While canceled checks may seem like a thing of the past ...

Having the ability to open a bank account is a major part of navigating society. Without banking services, it can be difficult, if not impossible, to pay your bills, take out a loan, open a credit ...

Routing numbers and SWIFT codes are a series of numbers (or numbers and letters) used when transferring money between banks, either domestically or internationally. They essentially serve as the ...

Saving money is an essential habit that can help you achieve your financial goals. A passbook savings account can help you start — and stick — to that habit by giving you a booklet that tracks your ...

Do you struggle with saving money? Are you sick of traditional budgeting methods that just don't seem to work for you? Have you ever heard of financial gamification? Financial gamification is the use ...

Closing a bank account might seem simple, but doing it too soon could cost you. Many banks charge early account closure fees if you close your account within a specific period — often 90 to 180 days ...

As you work toward your financial goals, there are a variety of tools that can help you save and grow your money. Two you might be considering are savings accounts and mutual funds. While both can ...

It’s fast and free, and it won’t affect your credit. * This Lantern site is operated by SoFi Lending Corp. in cooperation with Engine by MoneyLion. The preliminary loan offers presented on this site ...