Consumer credit-card debt in the United States has risen along with soaring inflation and interest rates, prompting some banks to tighten their lending practices as debt delinquencies pile up.

Optimising the customer experience should be among any business’s top priorities. For customers, the more personalised their ...

In a mere two years, generative artificial intelligence (GenAI) has gone from moonshot to reality. Frontrunners are already pursuing use cases across the banking value chain, ranging from marketing, ...

Artificial intelligence technology has leveled the commercial playing field, allowing smaller entrepreneurs to compete with the major players on a … ...

In Mexico, as is true for any economy, the economic theory behind a private company’s valuation is crucial. However, the devil is in the details. We will start with a summary of the accepted valuation ...

Setting capital requirements for globally active banks is a fine balancing act. As regulators learned during the Global Financial Crisis (GFC), insufficient capital creates vulnerabilities in the ...

The global landscape has changed rapidly, posing challenges over both the short and long runs that Latin America and the Caribbean (LAC) will need to navigate. On the short-run macroeconomic side, ...

Whether it’s the recent launch of DeepSeek, the widespread proliferation of ChatGPT, the expected boom in agentic AI or the revolutionary potential of artificial general intelligence (AGI), it is ...

On January 7, JPMorgan Chase announced that it would leave the Net-Zero Banking Alliance (NZBA). In so doing, it became one of the latest in a growing line of major lenders—mainly from the United ...

Trade protectionism under US President Donald Trump’s first administration, particularly through increased tariffs, had major implications for global trade dynamics, economic growth and financial ...

In the evolving financial landscape, banks face the challenge of adapting their business models to not only remain relevant today but also to position themselves as leaders in a future increasingly ...