Unless are an experienced do-it-yourselfer (DIY'er), your best bet is to select a zero-clearance ... is to build a wood or masonry surround yourself. The keys to an "efficient" fireplace are ...

Fire officials urge residents to refrain from burning large amounts of wood or finished lumber in zero-clearance fireplaces. Instead, they say to use a Duraflame-type log or even a bundle of sticks.

This is all stuff that deserves a worthy home and is at bargain basement prices. 2 wood fireplace mantles – $100 & $75, a zero clearance wood burning fireplace inset -$150, a pair of recessed raised ...