Learn how collision insurance covers car damage from accidents, its costs, and when to use it. Protect your vehicle against collision-related financial loss effectively.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Collision insurance is auto coverage that reimburses the insured for damage sustained to ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

The 100,000 mile rule refers to the general recommendation to drop collision and comprehensive coverage on cars once they've ...

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With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars. While ...

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

If you’re in a car accident, the last thing you want to worry about is how you’ll pay for repairs. Collision insurance offers peace of mind by covering the cost of damages to your vehicle after a ...

One caveat is colliding with an animal, such as a deer. That type of damage is covered by comprehensive coverage. If you are not at fault for an accident, the other driver’s property damage liability ...