ST. LOUIS, Mo. — The Better Business Bureau urges consumers to learn what collection agencies legally can and cannot do. By law, debt collectors can contact consumers by phone, letter ...

One such instance is when you do not owe the debt, which is more common than you may imagine (for example, you are the victim of identity theft or the time to legally collect has past).

CAPE GIRARDEAU, MO (BBB) -- The Better Business Bureau urges consumers to learn what collection agencies legally can and cannot do and to stay vigilant against debt collection scams. By law ...

Collection agencies are regulated by the Fair Debt Collection Practices Act (FDCPA) and bound by rules about what they can and cannot do to collect ... cannot be located Legally seize assets ...

They can be done without the consumer’s permission. The collection agency typically notifies the consumer when they acquire the debt and must send a debt verification letter within five days of ...

Sometimes collection ... Collections agencies are companies that seek to secure payment for past-due debt. Although their collections techniques can be frustrating, there are legal protections ...

Unless a wife cosigned a credit card application, for example, she does not have a legal ... can be tough,... A collection agency holding an assigned debt from a client has the right, as do ...

and legal options for the business when debtors refuse to pay. If you do not have the systems or processes to execute collection tasks effectively, working with a collection agency can help.