Have you ever paused and thought, "How often should you check your credit report?" If the answer is yes, you’re in good ...

Let’s face it — credit reports might not sound exciting, but they’re essential to your financial success. Understanding the major credit bureaus can help you make smarter financial decisions, snag ...

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Understanding exactly what is the Fair Credit Reporting Act (FCRA) can help you fix these headaches -- and protect your ...

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Your credit score and credit report can help you make sense of your overall credit history and get a better understanding of your creditworthiness. Both can illustrate what kind of borrower you ...

Your credit score may be dragged down by errors in your credit report. A surprisingly high percent of people who check their reports find mistakes.

Hard and Soft. A hard inquiry occurs when a lender checks your credit for a loan, lowering your score by 5–10 points and ...