An 850 FICO® credit score is perfect -- but what does it actually get you? Here's what changes (and what doesn't) when you ...

The financial sector has embraced AI and machine learning to automate credit decisions, but these tools learn from historical ...

The average credit score is 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 in April 2024.

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 ...

VantageScore has launched its newest tri-bureau credit model, aiming to enhance the predictive power of the bureaus’ scoring ...

Most credit card issuers provide free credit score access to their cardholders, although they rarely offer information on both FICO and VantageScores from all three bureaus. CreditWise from Capital ...

Head's up if you use the buy now, pay later plan Affirm: The BNPL service announced it will provide information on all ...

Getting a credit report can help protect your credit history from errors and help you spot signs of identity theft.

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and ...