Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. When you're renting a car, you have the option to add extra coverage offered by the car rental agency.

However, our opinions are our own. See how we rate auto insurance products to write unbiased product reviews. Finding car insurance when you don't have a clean driving record can be a challenge.

On top of that, the card offers primary rental car insurance that applies before any other insurance you have. This means you can decline the car rental protection offered for a fee by rental car ...

But if you have a travel credit card, you likely already have some level of rental car insurance available — and at no extra ...