Key Takeaways Having extra savings in retirement is a good goal to have.Start by saving and investing early, investing aggressively, and maximizing tax-advantaged retirement accounts. Automating your ...

A lot of people think saving money for retirement is the hard part. Some actual retirees might tell you that’s the easy part.

“As a starting point, you’ll need to estimate your retirement expenses,” said Rita Assaf, vice president of retirement ...

In 2026, the wage base limit is $184,500, up from $176,100 in 2025. To be eligible for the maximum benefit, you'll need to ...

Recent data shows that reveals that 35% of Americans today are delaying retirement or plan to do so. Insufficient savings and ...

Still, your expenses may not drop so drastically in retirement. A good rule of thumb is to expect to need 80% of your former income to cover your costs without worry. So let's run some numbers to see ...

As you get older, it's important to increase the amount of retirement savings you have. You can see how much other people in ...

There are certain things you can do to increase your chances of being financially comfortable in retirement. They include saving really well ahead of time, being willing to maintain a more frugal ...

According to a report by the Seniorly Resource Center, a huge crisis lurks for many older people. They found that older adults in 41 states and Washington, D.C., will outlive their money, facing an ...

Craig comes to see me. I can see the worry in his 51-year-old eyes. I look at his slumped shoulders and can feel the weight he’s carrying.“Byron,” he sighs, “I’m embarrassed to admit I haven’t done ...

Clients are about to face a significant change: the White House is moving to open 401(k) plans to alternative investments. Private markets, real estate, even digital assets—all moving from Wall Street ...

Editor’s note: The IJ is reprinting some of the late Beth Ashley’s columns. This is from 2013. A female friend confided that she’s retiring from her highly responsible job next week and is nervous ...