Deciding whether to take a $400,000 lump sum or monthly pension benefit of $2,000 requires calculating the relative value of ...

Whether making a series of fixed payments over a period, such as rent or car loan, or receiving periodic income from a bond or certificate of deposit (CD), you can calculate the present value (PV ...

Choosing between a $500,000 lump sum and $3,500 monthly payments requires estimating the relative value of each option. For this example, assume the pension recipient is a 60-year-old male who has ...

Buyout decisions have become increasingly common for those with a pension plan. If you get this offer, the most important ...

The lump sum means taking the entire cash value at once, but there's a catch: The lump sum is less than the value of the total jackpot. For Wednesday's drawing, the lump sum would be $443.3 million.

Present value is the sum of money needed to purchase ... When you purchase an annuity, the insurance company takes a lump sum of money upfront and invests it, minus the fees it charges.

The earlier you would receive a lump sum payout, the more it will be worth ... end up making the financial tradeoffs moot.” Pension Value Is Based on Longevity Suschak raises an issue known ...