Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

Paying off credit card debt would certainly qualify as a "need," but you can also leave room for other priorities, Burnette ...

It’s easy to overthink things when it comes to credit cards and the impact on one’s credit score. Undoubtedly, if you’ve ...

Credit cards and save you money and earn you things like free travel -- but you have to use them responsibly. Read on for ...

Below, Select outlines the four signs you can afford to pay off your credit card debt with your stimulus check. 1. You can afford groceries and any other basic necessities Many Americans are ...

While there was a time when credit cards were used to make large purchases and push off the balance, there are a few better ...

Apart from predatory loans, credit card debt is among the highest-interest ways to borrow money. That's why paying off your credit cards with a financial windfall can be a smart money move.

According to a 2025 credit card survey from Debt.com, 1 in 3 Americans rely on credit cards to make ends meet, with 32% ...

The people swiping their cards to pay for food and gas are also paying for wealthy cardholders’ upgrades to business class.

Some 13% of 401(k) participants have an outstanding loan against their retirement savings, according to a recent study, with an average $10,708 loan amount. Using a 401(k) loan can be useful, but ...

In March 2020, at the start of the pandemic, the federal government paused student debt payments. When they restarted more than three years later, the government told delinquent borrowers that missed ...

If an issuer offers you bonus rewards with no purchase requirement, they may be taxable. In some cases, if you’re awarded ...