Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CD Valet’s February analysis revealed that many competitive CD rates are holding strong at 4% and up, even amid volatile market conditions. While national averages are down, CD Valet also reports that ...

The Federal Reserve’s decisions to raise or lower its benchmark rate can have significant effects on savings products, including certificates of deposit (CDs). When the Fed signals potential rate ...

For the first time since July 2025 — and following three consecutive rate cuts — the Federal Reserve left rates unchanged on Jan. 28, their first meeting of 2026. But more rate cuts could be coming.

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...