In a housing market where mortgage rates have ping-ponged between 6% and 7% for most of the past two years, knowing the types of mortgage loans available to you may just be the key to homeownership.

An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise don't qualify for a conventional loan. You can use an FHA loan to buy, build or renovate a home ...

A jumbo loan is a mortgage for more than $806,500 in 2025. You'll have to meet stricter requirements to receive a jumbo loan, including a bigger down payment. Jumbo mortgage rates may be lower ...

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