IRMAA is a surcharge added to your Medicare Part B and Medicare Part D prescription drug coverage premiums if your income is above a certain level. Here's what you need to know.

The Social Security Administration (SSA) determines a person’s income-related monthly adjusted amount (IRMAA) based on their tax information from the Internal Revenue Service (IRS). Medicare ...

Nobody wants to pay more for the same benefits, but that’s the case for certain retirees on Medicare, and they have the IRMAA to thank. The Income-Related Monthly Adjustment Amount, or IRMAA for short ...

“Your retirement income could trigger a Medicare penalty you didn’t even know existed.” Most retirees think of Medicare as a safety net — a predictable, reliable program that helps cover health ...

Medicare Trustees' Report: The Medicare Trustees annual report provides projections for Medicare program costs. For 2026, ...

You can appeal your Medicare IRMAA surcharges if you meet certain conditions. The short answer to your question is that your Medicare payment would be set from the time you enroll when you turn 65 ...

I enrolled in a $0 premium Medicare Advantage plan to begin April 1st when I turn 65. I chose to disenroll from my husband’s employer benefits because my monthly premium is $0, making it more ...

I’ll reach my RMD distribution age in 2026, and I’m trying to figure out how much I can transfer from my traditional TSP account into an external Roth IRA in 2025 without exceeding the IRMAA threshold ...

I’m 64 now, and I’ll turn 65 and go on Medicare in 2026. I had big capital gains in 2024, and I know I’m going to end up paying more for my monthly premiums because my income will be high for that ...

I enrolled in a $0 premium Medicare Advantage plan to begin April 1 when I turn 65. I chose to disenroll from my husband's employer benefits because my monthly premium is $0, making it more ...