Legal & General America and Lincoln Financial are the best no-exam life insurance companies ... rates and important coverage features, like the option to convert the policy to permanent coverage.

Editorial Note: Blueprint ... your life insurance death benefit early under certain medical conditions. Transamerica is also worth considering if you’re shopping for no-exam life insurance.

Parents should guide children through exam season by establishing a plan, minimizing pressure, and focusing on well-being. Creating a collaborative environment, conveying unconditional love, and ...