Building a home in Canada isn’t quite as easy as just throwing together a property. It’s a multistep process. Buy the Land. The first step is to actually buy the land on which you want to build.

The “walls” of your fiscal house should be sturdy — but because they can be repaired or rebuilt more easily than the foundation, these assets don’t have to be quite as invulnerable.

Karen has an ambitious desire to build a small 900-square-foot house by herself. She is well aware of her physical limitations and asked me if it was possible for her to construct the foundation ...